YinZhai, also known as the debt of rebirth, is an important concept in Taoism, referring to the silver money borrowed by a person from the officials of the underworld before reincarnation. This concept is elaborated in Taoist classics such as “Tai Shang Lao Jun Speaks on the Five Dou Golden Chapter Receiving Life Sutra” and “Ling Bao Tian Zun Speaks on the Receiving Life Sutra of Lu Ku”.
YinZhai not only affects one’s fortune and destiny, but may also have adverse effects on physical health. Therefore, understanding YinZhai and its resolution methods is of great significance for improving personal fortune and health status.
1、 The impact of YinZhai
Those who have not yet repaid their debts may encounter difficulties such as poverty, illness, and disasters during their lifetime.
After paying off the YinZhai, one can free themselves from the hardships of life and no longer be burdened by creditors demanding debts, thus affecting their luck in this world.
2、 Types of YinZhai
Shousheng Debt: Shousheng Debt, also known as Shousheng Money, is a debt borrowed by an individual from a local official before their reincarnation. It is used to cultivate their own wealth and resources, so that each person can enjoy blessings such as food and clothing after birth. This is the first YinZhai that needs to be repaid in life, and everyone has to repay this debt.
Causal debt: Causal debt is a debt generated based on the principle of karma, which can be subdivided into various types:
Killing debt: a debt arising from the killing of animal life.
Romantic debt: Debt arising from emotional entanglements, improper relationships, etc.
Official interest debt: a debt arising from the abuse of power and causing lawsuits for others.
Reincarnation debt: Bringing past life debts into this life to repay.
Injustice of life debt: a debt incurred due to the wrongful accusation or framing of others, resulting in harm or even death to the other party.
Abortion debt: a debt arising from a common cause of abortion, which is also a form of killing.
Guilty debt: a debt incurred due to personal mistakes that cause great harm to others.
3、 Ways to repay YinZhai
Repaying YinZhai is not just about burning gold ingots by oneself. You need to first check how much you owe based on your birth date, birth chart, and other information. You can contact the Fish Taoist (dao3191) for free, and then choose an auspicious day to repay. Answering the YinZhai can pay off all the debts together, reducing multiple troubles.
In addition, repaying YinZhai is also a ritual process that requires the use of Taoist techniques, similar to the methods previously discussed by Fish Master on how to repay life debts, both of which require certain steps and methods. For example, a brief introduction is as follows:
- Set up altars to recite sutras, receive sutras, etc., and use steps, kicks, and ascending notes on the table.
- Burn the corresponding ingots. Official bonds are yellow sealed, while private bonds are white sealed. The letter and envelope should clearly state the name, address, and amount of repayment of the debtor.
- The imperial edict issued by the Jade Emperor and the City God’s land appreciation deposit are several.
- Directly repaying paper money and ingots: This is the most direct and effective way. Paper money and ingots need to be incinerated according to specific procedures and rituals.
4、 Precautions for repaying YinZhai
Adequate preparation: Check the amount of debt owed, prepare enough paper money, ingots, and other items, as well as offerings such as gold bags and candles.
Process specification: Official and private bonds need to be separately packaged, and interest also needs to be separately packaged. All paper money and ingots need to be packed in bags and cannot be scattered, exposed, or incinerated.
Sincerity: All rituals require sincerity as the foundation, because sincerity can sense heaven and earth.
